Cash deposits and withdrawals
At iMoney branches or authorised partners.
Regulatory framework & compliance
iFUTUR operates within a strict regulatory compliance and security framework. These are the certifications and standards that govern our activities.
A payment institution that is licensed
On 6 May 2025, iFUTUR obtained a BCEAO licence as a Payment Institution. It confirms compliance with strict security, governance and user protection requirements.
StatusLicensed Payment Institution
ReferenceNEE000
Date granted6 May 2025
FrameworkInstruction No. 001-01-2024 of 23 January 2024
Services covered by our licence
Payment account management
View balances and transactions.
Transfers and direct debits
To bank or mobile accounts.
Card and electronic payments
Visa cards, QR codes and POS terminals.
Money transfers
To a phone number or account.
Payments through all communication channels
SMS, USSD, mobile app and website.
Issuing payment instruments
Visa cards, POS terminals and ATMs.
Payment acquiring and initiation
POS terminals, QR codes, e-commerce and bulk payments.
Payment security, certified
Our platform is PCI-DSS certified, the highest global security standard for card payment data.
- End-to-end encryption of sensitive data.
- Protection against fraud and intrusions.
- Independent annual platform audit.
- Documented incident management procedures.
KYC & LCB-FT : procedures rigorous
Our anti-money-laundering and know-your-customer procedures align with international standards.
Identity verification
Verifying every customer’s identity.
Monitoring
Monitoring suspicious transactions.
Reporting
Reporting to the relevant authorities.
Training
Ongoing training for our teams.
Your data, protected
Our customers’ data is collected for specific purposes, stored securely and never resold.